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Fintech + BFSI

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Payments

Paytm, PhonePe, Google Pay vs. cash: India’s long journey to a digital economy

The Indian government has been pushing for a cashless economy, but only a fourth of country’s half a billion mobile-Internet users opt for digital payments. Though cashless transactions are seeing brisk growth, notes in circulation, and the usage of cheques continue to remain high. Further, despite cashbacks and other attractive offers, the popularity of digital payments is still largely limited to urban areas.

Digital economy

Cred sets new rules of the game: decoding Kunal Shah's latest venture valued at USD450 million

Cred is building a community of high-spending credit-card users, a small segment untapped by even new-age startups in India. It has the backing of deep-pocketed investors, but can FreeCharge founder Kunal Shah’s new venture scale up and find a viable monetisation model? And does it meet all the regulatory stipulations around data privacy and security?

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